News and Information
All about Medicare, Medicare Supplements and relevant issues and topics
as well as information about our upcoming Seminars for Seniors

Don’t Forget: Tips for Helping Memory Loss
Prepaid cards are becoming a popular alternative to traditional checking accounts for many older adults because they can be cheap and easy to use. But be aware of fees and downsides. Each card has a different policy, so it’s important to do your research so you can better manage and protect your money.

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Tips for Managing the Prepaid Cards
It’s a typical senior moment: You walk into another room of your home to retrieve something, but when you get there you forget why you came. So you have to go back to the original room and find the source of what you were looking for. Or, without thinking, you put down your car keys when you come home and later spend a half hour trying to find where you misplaced them.

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Health care reform: Know the rules and penalties of the individual mandate
The individual mandate starts in January 2014 and is an important part of the Affordable Care Act. The individual mandate requires people legally living in the U.S. to buy a minimum amount of health coverage unless they are exempt. In general, people who don't have to file taxes due to low income are exempt from the individual mandate.

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To Enroll Or Not To Enroll: That Is The Question
Enrolling in Medicare Part B if you are age 65 or older, still working (or spouse is still working) and have insurance coverage from that job. First things first, you should know that your Initial Enrollment Period begins three months before your 65th birthday and ends three months after your 65th birthday.

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Nine Foods to Help Prevent Dementia
A new report from the Alzheimer's Association says that one out of three seniors die with Alzheimer's, although that is not necessarily the cause of death. While research is still ongoing about how to stave off Alzheimer's and other forms of dementia, some research suggests that certain foods may help protect against mental decline and even prevent brain-wasting diseases.

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Changes Could Improve Medicare and Seniors' Health
If you've been frightened by all the gloom and doom talk in Washington about the future of Medicare, the good news is that the Affordable Care Act (ACA) actually strengthens the health care program for seniors and offers preventive services that should boost your health. The act also starts to close the so-called and much maligned "donut hole" for prescription drug costs, which should boost your pocketbook.

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No More Questions: Medical Health Records Enter the Digital Age
“What medications are you currently taking”? “Please list all of the operations you have had in your lifetime.” “How old were you when you had measles?” “When was the last time you had a tetanus shot?” “Are you allergic to any medications?”

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Top Health Issues for Seniors
What are the biggest health issues for seniors in the U.S. these days? While seniors have their own list of their biggest problems —such as gaining too much weight— the view is different for policymakers, strategists and geriatricians who deal with senior issues from a financial and governmental point of view.

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Noise Pollution – A Health Hazard for Seniors
Noise in and of itself can be a nuisance for everyone, but studies show that noise has a direct and immediate effect on a person’s health. Seniors are especially at risk because the human body reacts to noise with a “fight or flight” response. Physiological changes occur in the nervous, hormonal and vascular systems, resulting in significant long-lasting consequences.

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Optimize Your Social Security Benefits
No doubt, Social Security gets a lot of press, and much of it can lead people to believe that the future of the program is out of their hands. While that may be true in some respects, individuals do actually have some control when it comes to making decisions that determine how to get the most from the Social Security check they will receive.

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Medicare Fraud - How to Protect Yourself
Most doctors and health care providers are honest and bill Medicare accurately for services or supplies that they provide to seniors. However, some people who provide health care services and supplies attempt to defraud the Medicare system.

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Preventing Alzheimer
Cognitive decline is normal as the brain and body age. The most common extreme memory conditions are dementia and Alzheimer’s, which is a form of dementia. However, a lesser-known condition called Mild Cognitive Impairment (MCI) also exists and affects between 10 and 20 percent of seniors in the United States.

MCI signifies a stage of cognitive impairment that surpasses the normal and expected age-related changes, but a person’s functional activities remain largely intact and therefore do not meet the criteria for dementia.

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