Click here for a Free Guide to How Healthcare Reform Affects Seniors
Click here for the rules and penalties of the individual mandate
Thank you for taking the time to visit us here at Premier Senior Insurance!
We are here to help those who have crossed the age 65 milestone, as well as those who are approaching it. Planning for that milestone can be a confusing time with the many
decisions that have to be made. Add to that all the junk mail and offers that fill your mailbox everyday, and things can become a bit overwhelming.. That's where
we can help!
Our goal is to help seniors sort through the maze of Social Security, Medicare, Medicare Supplement plans, Medicare Advantage plans and much more. This website is designed to
be a resource for your initial information. When you click on the "Resources" tab, you'll find a variety of educational materials covering several topics such as Healthcare Reform,
Medicare, and Medicare Supplement Insurance just to name a few. Although these materials will not and cannot replace a personal consultation based upon your individual
situation, it can give you some basic information to get some of your initial questions answered.
Medicare Supplement Insurance
Let us give you some basic information about Medicare Supplement Insurance:
Part A helps pay for hospital costs, and Part B helps with doctor and outpatient care. You must be enrolled in both Medicare Part A and Part B to be eligible for either an
Advantage plan, which is considered Part C, or for an Original Medicare Supplement plan, also called MedSupp or Medigap insurance, it is a private type of health insurance for
seniors and is designed to help bridge the gaps left by traditional Medicare alone. And then there is Part D, which is your prescription drug plan that helps pay prescription costs.
So it all boils down to getting your Medicare coverage in 1 of 3 ways:
Traditional Medicare alone (parts A and B only)
Traditional Medicare with a Supplement
Medicare Advantage Plan
Finding a Medicare Plan that's right for you!
The puzzle, "Medicare insurance needs" has many pieces and we truly enjoy helping you put those pieces together. You are why we opened our doors! We want to help you
save money so you can do those things that are most important in life like taking a vacation with your loved ones, helping fund a grandchild's college education or maybe even help
you pay for prescriptions.
Due to the standardization of Medicare Supplement Insurance the plans are identical from company to company. So the greatest difference you will find is the price. After an
educative consultation with us, you will be equipped to decide which one of the standardized plans best meets your needs.
As an independent agency, focused on Senior Health Insurance, we are not restricted to a 'one plan fits all mentality'. We shop the top insurance companies in our area to help find
you the best plan with the best rate for your personal situation. By representing the best and most competitive companies in the Ohio and Indiana areas, we are often able to save
our clients hundreds of dollars by switching them to one of these companies - without reducing their benefits! And the best part, this consultation is absolutely free!
Our goal is to provide an environment where you can get information and ask questions without worrying about getting a sales pitch. So don't be shy...just give us a call
at 937-569-4048 or Contact Us through our email and fire away with the questions!
A message from Donna:
My name is Donna Kemp and I am the Senior Insurance Consultant and founder of Premier Senior Insurance located in Greenville, Ohio. After a 20+ years career on the "other side
of the fence", i.e. in the administration of dental facilities, I thought it was time to jump ship and help seniors navigate through this jungle of rules, regulations, plans, and rates.
As an independent agency, we have access to all of the companies that offer Medicare Supplement insurance in Ohio and Indiana. This allows us to shop for strong companies
with great rates.
We are committed to insuring your future! So if you have any questions and/or if you need help with your Senior Health Insurance needs, please do not hesitate to contact us -
we would love to hear from you.
We have access to all major insurance companies in Ohio and Indiana.